Suppose you woke up one morning and found yourself in a society where the typical person continually over-spends. Suppose that the average person throughout the entire society was in debt by several thousand dollars, as reflected by national credit card statistics. These people were literally counting on their next paycheck to meet monthly expenses (stressful!) and pay down credit card debt. In spending more than they earn, the people in this society found themselves working longer hours so that they did not fall further behind. Hence, they had less available discretionary time.
In this e-book, you will learn the relationship between being in debt and the stress of having to work longer to pay for the debt, and how to keep your expenditures to a minimum.
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